Syarat & Ketentuan

Table of Contents

1. Definitions
2. Subscription
   1. Registration
   2. Fees
   3. Invoicing
   4. Emails
   5. Cancellation
   6. Refund
   7. Termination
3. General Subscription Terms
   1. Content
   2. License
   3. Social Media
4. Intellectual Property
5. Disclaimer of Warranties
6. Privacy and Anti-Money Laundry Policy
   1. Privacy Policy
   2. Anti-Money Laundry Policy
7. External Links
8. Opt-Outs
9. Force Majeure
10. Notice for Claims of Copyright Violations
11. Indemnification
12. Dispute Resolution
13. Agreement
    1. Entire Agreement
    2. Modifications
14. Customer Support Centre

1. Definitions

   Crafebikit: Crafebikit is an online personal financial planner that allows you to organize your finances. Simply import your data manually and you'll be able to track your daily financial transactions and much more. Receive personalized advice on saving and avoid getting caught in a debt cycle. You can also receive notifications, so you'll never miss a due date again. Through Crafebikit, you'll be able to create a savings plan and establish a budget easier than ever before! No bank account add-ons are needed with our planner. Import all your expense and income information manually, and your banking data will remain confidential. We wanted to make things even simpler for you, so now you can generate financial reports without having to spend a whole day working on them.

   Payment Method: the PayPal account, debit card, credit card, or other method used by the User to pay for their Membership. Crafebikit accepts Visa and Mastercard.

   Services: Interactive content, encompassing text, audio, video, photographs, graphics, artwork, and other materials accessible through the Subscription.

   User: The individual who accesses the Services and provides their Payment Method information.

2. Subscription

   2.1 Registration

   In order to use Crafebikit Services you need to complete your subscription by filling out the relevant Form providing your name, phone number, email address, billing address, credit card details (if buying Membership). Your Registration Data must be accurate to ensure its ongoing accuracy. You have the ability to update them at any time through your profile account.

   2.2 Fees

   You will pay your Subscription based on the country where you're registering at your local currency and/or at the local currency of the country in which Crafebikitis registered. All payments are conducted through a secure SSL encrypted connection, ensuring maximum safety. Prices are subject to change at any time and by continuing to use our services you acknowledge that you accept the new fees. Further you recognize and consent that the card and billing details you furnish are valid and not stolen. These details may be disclosed to a third-party partner, including payment processors and/or acquirers. The handling of payments by other Payment Providers will be governed by their respective terms of service, and assumes no responsibility for your dealings with such Payment Providers or for their actions

   Crafebikit Lite

   Country	Trial Days	Trial Price	Recurring Interval - Days	Recurring Price
   Argentina	3	3200.00 ARS	14	19200.00 ARS
   Austria	3	3.00 EUR	14	66.00 EUR
   Australia	3	5.00 AUD	14	93.00 AUD
   Belgium	3	3.00 EUR	14	48.00 EUR
   Bulgaria	3	6.00 BGN	14	86.00 BGN
   Canada	3	5.00 CAD	14	85.00 CAD
   Switzerland	3	3.00 CHF	14	63.00 CHF
   Chile	3	2999.00 CLP	14	23757.00 CLP
   Colombia	3	13499.00 COP	14	106756.00 COP
   Czech Republic	3	75.00 CZK	14	739.00 CZK
   Germany	3	3.00 EUR	14	48.00 EUR
   Ecuador	3	3.00 USD	14	19.00 USD
   Estonia	3	3.00 EUR	14	54.00 EUR
   Spain	3	3.00 EUR	14	54.00 EUR
   Finland	3	3.00 EUR	14	66.00 EUR
   France	3	3.00 EUR	14	38.00 EUR
   United Kingdom	3	3.00 GBP	14	45.00 GBP
   Greece	3	3.00 EUR	14	44.00 EUR
   Hong Kong	3	25.00 HKD	14	374.00 HKD
   Croatia	3	3.00 EUR	14	44.00 EUR
   Hungary	3	1199.00 HUF	14	15399.00 HUF
   Indonesia	3	54080.00 IDR	14	428322.00 IDR
   Republic of Ireland	3	3.00 EUR	14	44.00 EUR
   Israel	3	12.00 ILS	14	176.00 ILS
   Iceland	3	3.00 EUR	14	44.00 EUR
   Italy	3	3.00 EUR	14	38.00 EUR
   Japan	3	485.00 JPY	14	7151.00 JPY
   Korea	3	4777.00 KRW	14	37824.00 KRW
   Kazakhstan	3	3.00 USD	14	19.00 USD
   Liechtenstein	3	3.00 CHF	14	63.00 CHF
   Lithuania	3	3.00 EUR	14	54.00 EUR
   Luxembourg	3	3.00 EUR	14	66.00 EUR
   Latvia	3	3.00 EUR	14	54.00 EUR
   Morocco	3	3.00 USD	14	26.00 USD
   Monaco	3	3.00 EUR	14	66.00 EUR
   Moldova	3	3.00 USD	14	26.00 USD
   Malta	3	3.00 EUR	14	44.00 EUR
   Mexico	3	65.00 MXN	14	411.00 MXN
   Malaysia	3	15.00 MYR	14	214.00 MYR
   Netherlands	3	3.00 EUR	14	66.00 EUR
   Norway	3	35.00 NOK	14	760.00 NOK
   New Zealand	3	6.00 NZD	14	83.00 NZD
   Peru	3	3.00 USD	14	19.00 USD
   Philippines	3	187.00 PHP	14	1479.00 PHP
   Poland	3	13.00 PLN	14	120.00 PLN
   Portugal	3	3.00 EUR	14	44.00 EUR
   Paraguay	3	3.00 USD	14	19.00 USD
   Qatar	3	12.00 QAR	14	75.00 QAR
   Romania	3	15.00 RON	14	142.00 RON
   Serbia	3	3.00 EUR	14	24.00 EUR
   Saudi Arabia	3	12.00 SAR	14	109.00 SAR
   Sweden	3	33.00 SEK	14	727.00 SEK
   Singapore	3	5.00 SGD	14	64.00 SGD
   Slovenia	3	3.00 EUR	14	44.00 EUR
   Slovakia	3	3.00 EUR	14	44.00 EUR
   Turkey	3	3.00 EUR	14	18.00 EUR
   Uruguay	3	3.00 USD	14	20.00 USD
   South Africa	3	59.00 ZAR	14	371.00 ZAR

   Crafebikit Pro

   Country	Trial Days	Trial Price	Recurring Interval - Days	Recurring Price
   Argentina	4	8499.99 ARS	14	20300.00 ARS
   Austria	4	6.99 EUR	14	67.00 EUR
   Australia	4	11.99 AUD	14	94.00 AUD
   Belgium	4	6.99 EUR	14	49.00 EUR
   Bulgaria	4	13.99 BGN	14	88.00 BGN
   Canada	4	10.99 CAD	14	86.00 CAD
   Switzerland	4	6.99 CHF	14	64.00 CHF
   Chile	4	6989.99 CLP	14	24119.00 CLP
   Colombia	4	31405.99 COP	14	108375.00 COP
   Czech Republic	4	175.99 CZK	14	749.00 CZK
   Germany	4	6.99 EUR	14	49.00 EUR
   Ecuador	4	7.99 USD	14	20.00 USD
   Estonia	4	6.99 EUR	14	55.00 EUR
   Spain	4	6.99 EUR	14	55.00 EUR
   Finland	4	6.99 EUR	14	67.00 EUR
   France	4	6.99 EUR	14	39.00 EUR
   United Kingdom	4	5.99 GBP	14	46.00 GBP
   Greece	4	6.99 EUR	14	45.00 EUR
   Hong Kong	4	59.99 HKD	14	380.00 HKD
   Croatia	4	6.99 EUR	14	45.00 EUR
   Hungary	4	2785.99 HUF	14	15545.00 HUF
   Indonesia	4	126009.99 IDR	14	434811.00 IDR
   Republic of Ireland	4	6.99 EUR	14	45.00 EUR
   Israel	4	27.99 ILS	14	179.00 ILS
   Iceland	4	6.99 EUR	14	45.00 EUR
   Italy	4	6.99 EUR	14	39.00 EUR
   Japan	4	1129.99 JPY	14	7265.00 JPY
   Korea	4	11129.99 KRW	14	38421.00 KRW
   Kazakhstan	4	7.99 USD	14	20.00 USD
   Liechtenstein	4	6.99 CHF	14	64.00 CHF
   Lithuania	4	6.99 EUR	14	55.00 EUR
   Luxembourg	4	6.99 EUR	14	67.00 EUR
   Latvia	4	6.99 EUR	14	55.00 EUR
   Morocco	4	7.99 USD	14	27.00 USD
   Monaco	4	6.99 EUR	14	67.00 EUR
   Moldova	4	7.99 USD	14	27.00 USD
   Malta	4	6.99 EUR	14	45.00 EUR
   Mexico	4	152.99 MXN	14	417.00 MXN
   Malaysia	4	33.99 MYR	14	217.00 MYR
   Netherlands	4	6.99 EUR	14	67.00 EUR
   Norway	4	79.99 NOK	14	770.00 NOK
   New Zealand	4	13.99 NZD	14	85.00 NZD
   Peru	4	7.99 USD	14	20.00 USD
   Philippines	4	435.99 PHP	14	1500.00 PHP
   Poland	4	29.99 PLN	14	121.00 PLN
   Portugal	4	6.99 EUR	14	45.00 EUR
   Paraguay	4	7.99 USD	14	20.00 USD
   Qatar	4	27.99 QAR	14	79.00 QAR
   Romania	4	34.99 RON	14	145.00 RON
   Serbia	4	6.99 EUR	14	25.00 EUR
   Saudi Arabia	4	29.99 SAR	14	111.00 SAR
   Sweden	4	76.99 SEK	14	739.00 SEK
   Singapore	4	9.99 SGD	14	65.00 SGD
   Slovenia	4	6.99 EUR	14	45.00 EUR
   Slovakia	4	6.99 EUR	14	45.00 EUR
   Turkey	4	6.99 EUR	14	19.00 EUR
   Uruguay	4	7.99 USD	14	21.00 USD
   South Africa	4	139.99 ZAR	14	379.00 ZAR

   2.3 Invoicing

   Upon registration, the payment method you provided will be automatically charged for the trial period fee and then automatically deducted the complete recurring fee as stated in the plans above. The Membership fee will be automatically deducted from your chosen Payment Method on the specific payment date mentioned in the reminder email. The duration of your billing cycle will vary according to the subscription type you chose upon registration. If there is a failure in collecting the fees you owe (ex. due to lack of funds), you authorize to attempt collection at a later time. Crafebikit and you acknowledge that in such event, the payment date may change. Further, you acknowledge and accept that Crafebikit will not seek additional authorization from you for the recurring payment. All fees must be paid in advance of the services being provided and upon registration, the purchased services will become available to you in accordance with the applicable terms. We have the sole discretion to provide a discount on a subscription payment plan without giving any prior notice.

   2.4 Emails

   Upon registration you will receive a welcome email. You will also receive an email with the billing information of your order and the invoice of your purchase. A reminder email will also be sent no later than 7 days before your trial period expires and/or immediately after your purchase if the trial period does not exceed the 7 days. You acknowledge that if the trial period is less than 7 days, email with your order and invoice and the reminder email may be sent as one email. If you do not receive our emails to the email provided by you upon your registration, you acknowledge that Crafebikit bears no responsibility and you should contact our support teams at: [email protected].

   2.5 Cancellation

   If you are dissatisfied with your purchase, you have the option to terminate your Membership with Crafebikit at any time. You can do so by clicking "Cancel Subscription" and following the provided instructions, or by reaching out to the customer support centre. Your account will stay active until the next billing. Access cancellation may also occur due to non- payment. Upon cancellation or termination of your Membership, the user account, operational data, and content will be permanently deleted, recovery will not be possible and you remain liable for any outstanding amounts.

   2.6 Refund

   You can request a 100% refund from Crafebikit within 14 days of your purchase. However, Membership fees already paid are non-refundable and will be listed on your Payment Method statement with a specific identifier. Exceptions to this policy may be evaluated on an individual basis by the customer support team.

   2.7 Termination

   Crafebikit has the authority to end your access to its services at any time without prior notice if you violate any provision of this Agreement. Access termination may also occur for reasons such as non-payment, engagement in service use that may pose a risk to Crafebikit or other users, involvement in illegal or unethical activities that could harm Crafebikit or other users, suspected fraudulent account activity, and participation in any other behaviour deemed unacceptable as outlined on the site or governed by the law.

3. Subscription Terms

   3.1 Content

   Being a member of the Crafebikit website g you can access, download, and engage to a variety of content, including interactive features, text, audio, video, graphics, artwork and photographs. Both Crafebikit and third-party providers contribute to compiling, distributing, and showcasing this content. The accuracy, completeness, appropriateness, and usefulness of this content are the sole responsibility of but Crafebikit bears no responsibility for the accuracy of content provided by third-party providers on the site. There is no assurance from Crafebikit that the posted content and information are up-to-date and suitable and does not undertake the responsibility to actively monitor or regulate such content, although Crafebikit reserves the right to modify and/or remove any part of the content. By using the website, you agree to release Crafebikit from any liability arising from disputes between you and Crafebikit.

   3.2 License

   With your Membership, you are granted a revocable, non-transferable, non-exclusive, and limited license to access and use our Services. You acknowledge that reserves the right to terminate your license for any reason. Your usage of the Site Offerings is strictly for personal, non-commercial purposes. You agree not to undertake actions that could damage the reputation and goodwill of Crafebikit or expose Crafebikit or its users to any form of harm or liability. You agree to adhere to certain guidelines, such as refraining from violating the privacy rights of other users or collecting personally identifiable information without explicit consent. You also commit to abstaining from purchasing search engine or pay-per-click keywords associated with Crafebikit, avoiding unethical marketing practices, and using Crafebikit services only through officially supported interfaces. Any reproduction, modification, downloading, adaptation, selling, or reverse engineering of the Services is prohibited. You agree not to create derivative works, alter the Services, or use them in conjunction with third-party content in a manner that could be deemed unlawful, offensive, or fraudulent. Furthermore, you must refrain from engaging in illegal activities, including phishing, promoting harmful conduct, or violating any law or rights of Crafebikit or any third party, such as intellectual property, privacy, or contractual rights. Impersonation or portraying entities in a disparaging manner without explicit approval is also prohibited. Illegal data collection, using automated devices to access or monitor services, removing copyright notices, or attempting to create competitive products are strictly prohibited. Lastly, circumventing measures restricting access to Crafebikit services is not permitted.

   3.3 Social Media

   The Site might have links directing to Crafebikit's Social Media Pages. Crafebikit bears no liability for any claims or damages arising from your use or inability to use the Social Media Pages or Social Media Websites as the pages exist on third-party websites and are bound by the terms and agreements applicable to those specific platforms.

4. Intellectual Property

   The content accessible through Crafebikit services, is protected by applicable intellectual property, copyright, and trademark laws. Merely viewing the content does not confer ownership rights, and any information or material posted through the site offerings does not indicate a waiver of these rights. All rights not explicitly granted in this Agreement, whether belonging to Crafebikit or its licensors, are retained by and its licensors.

5. Disclaimer of Warranties

   Our Services are provided "As Is," without warranties of any kind, including implied warranties of merchantability, fitness for a particular purpose, or accuracy. Crafebikit doesn't guarantee completeness, quality, reliability, or security of the Services. There's no assurance they'll suit your needs, comply with laws, or be free from viruses or errors. Crafebikit isn't responsible for internet connection availability or service access during peak times or system malfunctions. They're not liable for damages resulting from service use, such as profit loss, data issues, or business interruption. Crafebikit won't be held liable for any claims beyond a year from the cause of action. You agree to release Crafebikit from liability in any disputes.

6. Privacy and Anti-Money Laundry Policy

   6.1 Privacy Policy

   Certain aspects of Crafebikit services require the collection or use of personally identifying information, including data about users or their activities and navigation within the Crafebikit services. Specifically, any materials you submit, such as Registration Data and Feedback, are subject to the Privacy Policy. It is recommended to read the Privacy Statement and relevant policies of Third Party Services to understand their usage practices and data collection. To check the Privacy Policy, click on “Privacy Policy”.

   6.2 Anti-Money Laundry Policy

   Crafebikit adheres to anti-corruption, anti-bribery, and anti-money laundering laws. You acknowledge the obligation to comply with applicable laws, including local and federal laws, EU directives, regulations, the UN Convention, and other applicable laws.

7. External Links

   Our Website may feature advertising links to other websites operated by third parties. You acknowledge that Crafebikit lacks control over the information, products, or services offered on these external websites. Crafebikit assumes no responsibility or liability for the content and operations of these external sites and disclaims any responsibility for any losses or damages resulting from your use of these links. You are accountable for any risks associated with navigating to these links.

8. Opt-Outs

   At any time, you have the option to opt out of receiving promotional emails and marketing communications from the sending party. You can exercise this right by clicking the 'unsubscribe' link provided in the footer of the email or by contacting the sending party directly. Once the opt-out request is received, the sending party will promptly cease sending promotional emails to the specified email address. Please note that opting out of promotional emails does not preclude the receiving party from receiving essential communications related to the services provided under this agreement.

9. Force Majeure

   In the event that either party is unable to perform any of its obligations under this agreement because of natural disasters, war, acts of terrorism, government regulations, or any other event beyond the reasonable control of the party invoking this provision, the affected party's performance shall be excused and the time for performance shall be extended for the period of delay or inability to perform due to such occurrence. However, the party affected by a force majeure event shall promptly notify the other party in writing of the occurrence and the reasons for its inability to perform. If the force majeure event lasts for a continuous period of more than 30 days, either party may terminate this agreement by giving written notice to the other party. In such case, neither party shall be liable to the other for any damages arising out of or in connection with the termination of this agreement.

10. Notice for Claims of Copyright Violations

    If you suspect that your copyrighted work has been violated, you can submit a copyright infringement notice to Crafebikit. Include your contact information (phone number, email address, and address), a signature from the copyright owner or an authorized representative confirming their authorization, detailed information about the copyrighted work (including its location on the service), and a statement asserting your good faith belief that the work is being used without lawful authorization. Additionally, confirm the accuracy of the provided details

11. Indemnification

    You commit to indemnify and protect Crafebikit, its parent and subsidiary companies, and their respective members, officers, directors, employees, agents, co-branders, content licensors, and other partners from any claims, expenses, damages, suits, costs, demands, including attorney’s fees, and/or judgments initiated by a third party. This indemnification pertains to your inappropriate use of the Site Offerings, encompassing violations of copyright or privacy rights, breaches of this Agreement, any disputes between you and Crafebikit, and/or infringements on the rights of others. These provisions are intended for the benefit of Crafebikit, its parents, subsidiaries, affiliates, and their respective personnel, who may enforce these terms directly against you

12. Dispute Resolution

    Treating the Agreement as if executed and performed in Republic of Ireland, it shall be governed by and construed in accordance with the laws of Republic of Ireland (without regard to conflict of law principles). In the event that you've submitted a complaint to Crafebikit and find the response unsatisfactory, you have the option to present a dispute for resolution through an arbitration Settlement Offer. This arbitration process will take place in Republic of Ireland with a single arbitrator. Unless mandated by applicable law, each party will bear their own legal costs, irrespective of the outcome of the arbitration. While Crafebikit may be entitled to claim lawyers' fees and expenses if successful in arbitration, they will refrain from seeking such fees unless the arbitrator deems your claim frivolous. Furthermore, to the extent permissible by law, you undertake not to initiate, join, or participate in any class action lawsuit related to any claim, dispute, or controversy against Crafebikit and/or its employees, officers, directors, members, representatives, and/or assigns. You agree to an injunction to cease such a lawsuit or to remove yourself as a participant, and you also agree to cover the legal fees and court costs incurred by Crafebikit in seeking such relief. This provision, preventing your involvement in class action lawsuits: does not waive any of your rights or remedies to pursue a claim individually and not as part of a class action in binding arbitration as outlined above; and constitutes a separate agreement.

13. Agreement

    13.1 Entire Agreement

    This Agreement outlines the terms and conditions governing the use of our Services. By accepting this Agreement and utilizing our Services you acknowledge that you are at least 18 years, residence of one of the countries where Crafebikit operates and you agree to abide by the terms. If you do not agree with all the terms, you are not permitted to use our Services. This Agreement does not establish an agency or partnership between the parties. If any part of this Agreement is found to be invalid or unenforceable, it will not affect the validity and enforceability of the remaining provisions, which will be interpreted according to applicable law. Crafebikit retains the right to assign its rights and obligations under this Agreement to any third party at any time without notice.

    13.2 Modifications

    Crafebikit reserves the right to change and modify this Agreement and the Billing Provisions at any time by posting the new version on the Website. If you continue to use our Services, you agree to be bound by the changes.

14. Customer Support Centre

    If you have any questions regarding Crafebikit services or if you want to provide suggestions and feedback you can contact our support team during [specified hours or days]. You agree that Crafebikit has the unrestricted right to use, modify, adapt, and implement such feedback for any purpose without any obligation, royalty, or compensation to you. Our aim is to promptly respond to all inquiries and offer assistance, ensuring a positive experience with our services. We value your satisfaction, and we welcome your communication to assist us in resolving any issues or addressing any queries you may have.

    For questions, contact [email protected] or call +35351813123 (Mon–Fri 08:00–23:00 GMT+2).

    Crafebikit is owned and operated by Ubuth Limited, 36, Ashley Avenue, Cherrymount, X91T6D6, Waterford, Republic of Ireland.

    Business Number: 652071 | VAT: IE3640402UH

    Terms and Conditions last updated: 2025-08-19